IRAs are a girl’s best friend
I have a platonic girl crush on a personal finance blogger. I don’t know how she does it but she manages to save over $2000 a month and has already maxed out her IRA and 401(k) contributions. Insane. She HAS to be making more than me because I barely make $2000 a month so contributing that would mean not having ANYTHING left at the end of the month and I’d be homeless but still…the girl’s got financial balls.
She’s around my age, still manages to have fun, plans for the worst and hopes for the best. She’s also been in a relationship for five years so that shows me that she’s able to maintain the balance of hope and realism when it comes to money and romance. Check her out at Well Heeled with A Mission
She’s also been to Argentina! Major props for that.
Whenever I feel like going out and buying clothes (NYC included….ahhh!), I read her blog and the urge is tempered. I WILL OWN A HOME SOMEDAY! Must keep saving. Diamonds aren’t a girl’s best friend but financial stability sure is!
My financial plan has been kicked in to high gear and I’ve been saying ‘no’ a lot more when it comes to going out with friends or doing things that I know will cost money. I’ve also accepted and sometimes asked for help paying for gas and the like. Little things add up.